Terms and Conditions
Welcome to Insuranceknowledgeusa.com (“Website”). These Terms and Conditions (“Terms”) govern your use of the Website and its services. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Website.
1. Acceptance of Terms
By accessing or using the Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms or the Privacy Policy, you must not use the Website.
2. Intellectual Property
The Website and its entire contents, features, and functionality, including but not limited to text, graphics, logos, images, and software, are owned by Insuranceknowledgeusa.com and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
3. Use of the Website
You may use the Website solely for your personal, non-commercial purposes. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any part of the Website, except as permitted by these Terms or applicable law.
4. User Conduct
You agree to use the Website in compliance with all applicable laws and regulations. You must not use the Website for any unlawful or prohibited purposes, or in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website.
5. Third-Party Links
The Website may contain links to third-party websites or resources. Insuranceknowledgeusa.com does not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party websites or resources. You acknowledge and agree that Insuranceknowledgeusa.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such third-party websites or resources.
6. Disclaimer of Warranties
The Website and its contents are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Insuranceknowledgeusa.com does not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.
7. Limitation of Liability
In no event shall Insuranceknowledgeusa.com or its affiliates, directors, officers, employees, agents, or contractors be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses, resulting from or in connection with the use or inability to use the Website or any content, information, or services provided on the Website.
8. Indemnification
You agree to indemnify, defend, and hold harmless Insuranceknowledgeusa.com and its affiliates, directors, officers, employees, agents, and contractors from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees and costs, arising out of or in connection with your use of the Website or any violation of these Terms.